LGC Financial Terms of Service

Terms of Service

These Terms of Service (“Terms”) govern your use of the services provided by LGC Financial (“we,” “our,” or “us”). By accessing or using our website or services, you agree to these Terms.

Agreement to Terms

By using https://www.lgcfinancial.com/ or engaging with our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you should not use our services.

Description of Services

LGC Financial provides financial planning services, including:

Retirement planning

Healthcare and protection guidance (including Medicare, long-term care, and life insurance)

Tax efficiency strategies

Estate and legacy planning

We use GoHighLevel (GHL) as our CRM and communications platform to manage customer data, appointments, and communications including email and SMS.

User Responsibilities

You agree to:

Provide accurate and complete information

Use our services only for lawful purposes

Maintain the confidentiality of any account or communication information

Not misuse or interfere with our services or systems

Acceptable Use

You agree not to:

Use our services for fraudulent or unlawful purposes

Attempt to gain unauthorized access to our systems

Interfere with the operation of our website or services

Use automated systems to access or interact with our platform without permission

Payments & Billing

If any services require payment, terms will be clearly communicated prior to engagement. You agree to provide accurate billing information and to fulfill any payment obligations as agreed.

Intellectual Property

All content on our website, including text, graphics, logos, and materials, is the property of LGC Financial and is protected by applicable intellectual property laws. You may not reproduce or distribute content without written permission.

SMS Messaging Terms

By providing your phone number and opting in, you consent to receive SMS messages from LGC Financial.

LGC Financial sends appointment reminder messages related to your scheduled financial planning consultations.

You can cancel the SMS service at any time. Just text "STOP" to +1 760-604-6610. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for any messages sent to you from us and to us from you.

You will receive appointment-based messages. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our privacy policy: https://clients.lgcfinancial.com/privacy-policy-page

Communications Consent

By submitting your information through our website or forms, you consent to receive communications from us via email, phone calls, and SMS, as applicable. SMS consent is collected prior to sending any text messages and is not a condition of purchase.

Disclaimers

Our services are provided for informational and planning purposes only and do not constitute legal, tax, or investment advice. You should consult with appropriate licensed professionals before making financial decisions.

Limitation of Liability

To the fullest extent permitted by law, LGC Financial shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.

Indemnification

You agree to indemnify and hold harmless LGC Financial from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

Termination

We reserve the right to suspend or terminate access to our services at any time for violation of these Terms or for any lawful reason.

Governing Law

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.

Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of any changes.

Contact Information

LGC Financial
13446 Poway Rd Suite 160
Poway, California 92064
United States

Phone: +1 760-604-6610
Email: [email protected]
Website: https://www.lgcfinancial.com/

Last Updated: April 14, 2026